Most Popular Baccarat Versions

Baccarat is one of the well-loved Singapore casino games. It offers simple but fun-filled gameplay and its winning odds are one of the best among casino classics. But after a while, baccarat online can feel repetitive. Fortunately, the card game comes with different exciting variations. If you are looking to reinvigorate the excitement in your gambling activities, try these popular baccarat versions:

3-Card Baccarat

Played with a standard 52-card deck, the scoring rules for this game are identical to classic baccarat. Face cards are worth 0, and other cards are valued at their numerical value. However, this version has special rules that make it slightly different from traditional baccarat games. 

The banker and player will be dealt with three cards each and getting three face cards is considered the most substantial hand in this variation. This is unlike regular baccarat, wherein a 9 or 8 is typically the best hand possible. And in a tie, the hand with the most face cards win.

Punto Banco

The most popular form of baccarat, Punto Banco, is what most people will play in physical or online casinos. This variation requires six sets of standard decks of 52 cards. The goal is to correctly guess who between the player and dealer will have a hand closes to 9 or if it will end up in a tie. Two cards are dealt to the player and banker. If any hands get a card value of 8 or 9, they win. If not, they draw cards depending on their total value, following traditional baccarat rules. 

Chemin de Fer

Chemin de Fer, a baccarat version most popular in France, follows similar rules to classic baccarat. The only notable difference is that players do not bet against the dealer. Instead, they take turns becoming bankers and compete against each other.

In Chemin de Fer, players determine within themselves who will play as a banker. The banker sets asides an amount of money to act as their bankroll. Then, the rest of the players can call “Banco” to place bets against the banker in traditional baccarat gameplay. Note that only one player can announce “Banco” at a time. The game continues until the banker loses their bankroll and a succeeding player replaces them to act as the new banker.

Baccarat Banque

Baccarat Banque is commonly played in Europe, particularly in France. This version bears a significant resemblance to Chemin de Fer. The game’s rules are exactly like those of Chemin de Fer, except the banker is always determined before the start of the round. Additionally, bystanders can place bets on players’ hands if the player’s stake doesn’t cover the banker’s bet.

Mini Baccarat

Mini baccarat has similar rules and objectives to regular baccarat. Mini baccarat, however, is a much-simplified version of the game. Because of this, the game can only accommodate seven players in most land-based casinos. Mini baccarat online is also available digitally with the lowest possible betting limits. 

In mini baccarat, the casino banker does most of the work, where players only bet on the three options as they want to. This is a prevalent type of baccarat because of its simple and beginner-friendly gameplay. It also requires little interaction from players aside from placing bets.


Baccarat is a fun-filled card game with exciting variations you can explore. Each version has unique features that make the game much more thrilling such as:

  • 3-Card baccarat has special rules like three face cards awards the highest payout.
  • Punta Banco is the most played form of baccarat, which most people know and love.
  • Chemin de Fer allows players to be bankers.
  • Baccarat Banque shares the same rules as Chemin de Fer but will also enable bystanders to place bets.
  • Mini baccarat offers the most fast-paced and low-maintenance gameplay out of the versions.

Play baccarat games today with CM2Bet. We offer a wide range of casino games, including baccarat, poker, and blackjack. We also provide betting odds for your favourite sports like football.

Read More: Baccarat Strategy Guide: Comprehensive Guide in Baccarat Bets

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